If you’re living or working in Dubai (or anywhere in the UAE), you probably already know about ILOE – the Involuntary Loss of Employment insurance. It’s that mandatory insurance for private sector employees that started a few years back. If your company didn’t pay it on time or there was any issue, you can get fined — and the fines add up fast.
A lot of people get stuck when they suddenly see a fine on their record or get a message from MOHRE. So here’s the simple, step-by-step guide for 2026 on how to check ILOE insurance fine, how much it usually is, and how to pay it quickly — no confusion.
What is ILOE Insurance?
ILOE is a compulsory insurance scheme for all private sector employees in the UAE (except some special cases like government jobs or domestic workers). It protects you if you lose your job without your fault (like company closure or layoff). The company pays a small monthly amount (around 5 AED per month per employee) to cover it.
If the company forgets, delays, or doesn’t pay — you can get fined as the employee (crazy, right?). Fines start from 500 AED and go up depending on how many months were missed.
How to Check Your ILOE Insurance Fine / Status
There are a few easy ways to check if you have any ILOE fine or if your insurance is active.
1. MOHRE Mobile App (Fastest & Recommended)
Download MOHRE app (Ministry of Human Resources & Emiratisation) — available on iOS and Android.
Steps:
- Open the app and log in (use UAE Pass or Emirates ID)
- Go to “Services” or “My Services”
- Look for “Involuntary Loss of Employment” or “ILOE Status”
- Enter your Emirates ID or file number → It shows if you have any pending ILOE fines, amount, due date, and payment status
Why this is best: Free, instant, shows full details, and you can pay directly from the app.
2. MOHRE Website (No App Needed)
Go to www.mohre.gov.ae
Steps:
- Log in with UAE Pass or create account
- Go to “eServices” → “Worker Services”
- Choose “ILOE Inquiry” or “Check ILOE Status”
- Enter Emirates ID → See your insurance status, any fines, and pay online if needed
Tip: Use UAE Pass login — it’s faster than creating a new account.
3. Call MOHRE Helpline
Call 600 590 000 (toll-free in UAE) Choose language → ask for ILOE status or fine check Give your Emirates ID — agent will tell you everything.
Note: Call during working hours (8 AM – 8 PM usually) — can be busy sometimes.
4. Visit MOHRE Office or Tasheel Center
If you prefer in-person:
- Go to nearest MOHRE center or Tasheel office
- Bring Emirates ID
- Ask for ILOE fine check or insurance status
They’ll check and help you pay on the spot.
How Much Are ILOE Fines (2026 Update)
- Monthly fine per missed payment: around AED 100–200 (depends on salary bracket)
- Minimum fine: AED 500 (if only 1–2 months missed)
- Late payment penalty: adds up every month
- Total can go up to thousands if many months are pending
Important: Fines are on the employee even though the company should pay — but you can claim it back from the company later if it’s their fault.
How to Pay ILOE Fine
- Through MOHRE app or website (easiest — debit/credit card)
- At any Tasheel center (cash or card)
- Via bank transfer (details on MOHRE site)
- Some companies pay on your behalf — ask HR
After payment, it takes 24–48 hours to update in the system.
Quick Tips from People Who’ve Been Through It
- Check your ILOE status every few months — especially before visa renewal or job change
- If the company didn’t pay — talk to HR first, they’re supposed to cover it
- Save screenshots of payment confirmation — useful if there’s delay in updating
- If fine is big — go to MOHRE office in person, they sometimes help reduce or waive if it’s company error
- Keep your Emirates ID linked to UAE Pass — makes everything online super easy
Final Thoughts
Checking ILOE fine is simple once you know the app or website. Most people never get fined because companies pay on time — but if you do, sort it quickly to avoid bigger problems later.
Have you checked your ILOE status recently? Ever got a surprise fine? Share in the comments — helps others a lot!
Stay safe and sorted! 💳🇦🇪
Any questions? Just ask — happy to help!