Role overview

Tamara is a major fintech platform operating across Saudi Arabia and the GCC region, serving over 25 million customers and more than 130,000 partner merchants with financial solutions in retail, travel, education, healthcare, and other sectors. As Head of Anti-Money Laundering, you will lead the AML/CTF/PF Department, reporting to the CEO and functionally to the Audit Committee, with responsibility for developing and maintaining the company’s financial crime compliance framework across Saudi Arabia.

Key responsibilities

Develop, implement, monitor, and enhance the Anti-Money Laundering, Counter-Terrorist Financing, and Proliferation Financing framework and controls to ensure effectiveness and regulatory alignment.
Lead and oversee the AML/CTF Unit’s operations, ensuring all responsibilities are performed effectively and addressing control or process deficiencies promptly.
Develop, maintain, and periodically review AML/CTF/PF policies, procedures, standards, and operating controls to reflect regulatory developments and emerging risks.
Oversee the identification and assessment of money laundering, terrorist financing, and proliferation financing risks across the company’s customers, products, services, transactions, delivery channels, and geographic exposure.
Manage sanctions, Targeted Financial Sanctions, and politically exposed person screening controls, including alert investigation, decision-making, freezing measures, and regulatory reporting.
Oversee transaction monitoring mechanisms, ensuring effective rule tuning, threshold settings, and scenario management to minimize false positives.
Ensure suspicious activities are investigated appropriately and that suspicious transaction or activity reports are submitted accurately and within applicable timelines to the Saudi Financial Intelligence Unit.
Serve as the primary point of contact for AML/CTF/PF matters and coordinate responses to requests, inspections, and inquiries from SAMA, SAFIU, and other competent authorities.
Provide the CEO and Audit Committee with regular reports on AML/CTF/PF risk exposure, control effectiveness, key performance indicators, material cases, and regulatory developments.
Manage and develop the AML/CTF team, establishing clear responsibilities, performance expectations, and ensuring appropriate resources and capabilities.

Requirements

At least six years of relevant experience in AML/CTF, financial crime compliance, regulatory compliance, or a related field, including experience in a leadership or management role under SAMA supervision.
Strong knowledge of the Saudi AML/CTF regulatory framework, SAMA requirements, SAFIU reporting obligations, Targeted Financial Sanctions, and relevant international standards.
Extensive experience in transaction monitoring, alert and case management, suspicious activity investigations, sanctions screening, and AML system capabilities.
Strong understanding of money laundering, terrorist financing, and proliferation financing risks, typologies, red flags, and control practices.
Demonstrated leadership, analytical, decision-making, communication, and stakeholder-management skills.
Ability to handle sensitive and confidential matters with sound judgment, independence, and integrity.
Relevant professional certification, such as CAMS, an ICA qualification, or an equivalent financial crime compliance certification.
Saudi national required due to SAMA regulations.

What makes this role worth considering

This position offers the opportunity to lead financial crime compliance at a major fintech platform backed by Sanabil Investments and the Public Investment Fund. You will work directly with the CEO and Audit Committee on enterprise-wide AML/CTF/PF strategy while building and developing a dedicated team in a high-growth organization serving millions of customers across the GCC region.

How to apply

Use the Apply button to view the official job posting and submit your application on Tamara Dubai Jobs: Essential Guide to Careers (2026)'s careers site.

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