AML Officer

Role overview

Tamara is a major fintech platform serving the Saudi Arabian and GCC markets, supporting over 25 million customers and 130,000 partner merchants across retail, travel, education, healthcare and other sectors. As an AML Officer within the Risk department, you will play a critical role in maintaining compliance with anti-money laundering regulations and ensuring the organization operates within all legal and regulatory frameworks.

Key responsibilities

• Interpret and apply regulatory requirements within day-to-day business operations and translate compliance rules into practical implementation across the organization.
• Conduct second-line verification of merchant KYC documentation prior to onboarding approval and maintain complete records of all verified merchants for reporting purposes.
• Monitor consumer KYC compliance through periodic sampling and report any identified deficiencies to relevant stakeholders.
• Assign appropriate MCC codes and AML risk levels to all merchants based on jurisdiction, products, distribution channels, and legal business structure.
• Oversee transaction monitoring systems and ensure AML and fraud detection scenarios are established and kept current.
• Conduct compliance testing across company divisions and units to verify adherence to regulatory standards, document findings and observations, and escalate breaches through proper channels.
• Develop remedial action plans with relevant departments to address compliance violations and implement preventive measures against future non-compliance.
• Review marketing and promotional materials and provide compliance feedback to the Director of Compliance.

Requirements

• Bachelor degree in Law, Business Administration, or a related discipline.
• Minimum two years of experience in a comparable AML or compliance role under SAMA regulations.
• Fintech and payments industry experience is strongly preferred.
• Demonstrated ability to comprehend regulatory rules and translate them into operational practice.
• Excellent communication and presentation capabilities.
• Strong organizational and time management skills.
• Customer-focused mindset with proficiency in negotiation and analytical problem-solving with data-driven approaches.

What makes this role worth considering

You will join a rapidly growing fintech organization backed by major institutional investors, working on compliance challenges that directly impact millions of users across the region. The role offers exposure to a dynamic payments and financial services environment where your compliance expertise drives meaningful operational improvements.

How to apply

Use the Apply button to view the official job posting and submit your application on Tamara Dubai Jobs: Essential Guide to Careers (2026)'s careers site.

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